Home & Contents Insurance, better together
Save 10% when you combine Home & Contents Insurance.2 Local expert help, plus make claims 24/7 online.
Referred by
"Quick and easy to insure and easy to understand cover provided."
"It was one of the most easiest on line policy buying I've experienced ever. As I kept answering the questions it became more and more interesting, at the end of it all I was so satisfied with the policy that I had no hesitation in accepting it."
"Value for money policy that was half the cost of Budget. Straightforward application and communication made the exercise super easy."
"Reasonably priced insurance for a young driver, without too many obstacles to buy."
"Quick and easy to insure and easy to understand cover provided."
"It was one of the most easiest on line policy buying I've experienced ever. As I kept answering the questions it became more and more interesting, at the end of it all I was so satisfied with the policy that I had no hesitation in accepting it."
"Value for money policy that was half the cost of Budget. Straightforward application and communication made the exercise super easy."
"Reasonably priced insurance for a young driver, without too many obstacles to buy."
Home insurance
For homeowners, cover for my house and its surrounds
Home insurance
For homeowners, cover for my house and its surrounds
Contents insurance
For renters or homeowners, cover for damage or loss to my stuff.
Contents insurance
For renters or homeowners, cover for damage or loss to my stuff.
Home & contents made easy
Combining home and contents means that your belongings, house and its permanent fixtures are protected under your selected cover choice.
If the unexpected happens we can help replace things like your furniture and home appliances and cameras, as well as repair or rebuild your home.
Insurance made easy
You’re in control - buy, manage and make claims online. It’s how insurance should be.
Submit a claim online 24/7. Our clever tech and expert claims team will get the ball rolling so you get the help you need.
Have questions about your quote, policy or claim? Book online and we’ll call when it suits you.
Protected against the unexpected
We cover loss or damage to your home and contents for these events and more.
Fire and bushfire
Flood, storm and rainwater
Earthquake, tsunami, or volcanic eruption
Accidental damage
(Comprehensive & Huddle Black only)
Theft and malicious damage
Accidental glass breakage
Escape of liquid, like when a pipe bursts unexpectedly
Huddle insurance benefits are subject to terms, limits and exclusions. For full details about our products, read the relevant Product Disclosure Statement and the Target Market Determination which explains who the products are suitable for.
Choose your level of home cover
Full benefits, terms and conditions are in our Product Disclosure Statement
If your home isn't safe to live in due to an insured event, we'll pay for temporary accommodation while it is repaired or rebuilt.
If your home needs to be rebuilt due to an insured event, we'll pay to install environmental improvements such as solar panels and rainwater tanks.
If we're putting you up in emergency accommodation, we’ll help pay for temporary accommodation for your dogs and cats.
We'll pay to move and store your contents while your home is being repaired or rebuilt due to an insured event.
If a claim for theft is covered under the policy and, as part of that theft, the keys to external doors are stolen, we’ll pay the cost of replacing those locks.
We’ll pay to replace landscaping features like trees, plants or shrubs, fountains, and ponds, which are stolen, burnt, maliciously damaged or damaged by a vehicle.
We’ll cover the cost of repairing or replacing any burnt out motor which forms part of your home, like in a garage door or swimming pool pump.
We provide cover for claims made against you for death or injury to another person and loss
or damage to someone else’s property.
Cover for contents in your home office caused by an insured event.
Cover for your contents in the home at both your new and old addresses for up to 14 days from the day you start moving.
Optional cover for your specified items anywhere in Australia (and New Zealand with Huddle Black). Cover limits apply. Excludes mobile phones.
We provide cover for claims made against you for death or injury to another person and for loss
or damage to someone else’s property.
If your card is lost or stolen from your home, we’ll pay for loss or theft of your funds if your card is used fraudulently.
Cover for your contents while they’re being moved from your old address to your new address for loss or damage caused by fire, collision or overturning of the vehicle carrying them.
We'll cover food spoilage in your fridge or freezer caused by a failure of public electricity supply to your home.
We'll cover loss or damage to your visitors' stuff caused by an insured event at your home.
We’ll pay the cost of repairing or replacing any burnt out motor which forms part of your contents like in a food processor.
Huddle insurance benefits are subject to terms, limits and exclusions. For full details about our products, read the relevant Product Disclosure Statement and the Target Market Determination which explains who the products are suitable for.
Huddle Black, our most powerful insurance yet
Enjoy all the benefits of our Comprehensive cover, plus:
Boosted limits, exclusive benefits
Cover valuables across Australia and New Zealand (Optional)
Emergency pet accommodation
24/7 call-outs with Huddle Home Assist
Huddle insurance benefits are subject to terms, limits and exclusions. For full details about our products, read the relevant Product Disclosure Statement and the Target Market Determination which explains who the products are suitable for.
Save 10% on your home and contents insurance today2
Our team of experts have your back
Have questions about your quote, policy or claim? Our friendly Sunshine Coast and Melbourne teams can give you a hand.
Skip waiting on hold. Book an appointment online and we’ll call when it suits you.
We’re here 24/7 if you have an emergency claim.
Everything you get with Huddle
Buy, manage and claim online, anytime
Complimentary carbon offset with your new policy3
Pay monthly or save by paying annually
Local insurance experts, book online and we’ll call when it suits you
Flex your excess to reduce your premium
Customisable cover with optional handy extras
24/7 emergency assistance
Fast claims - some car insurance claims get a decision in minutes
Great for the planet too
We’ll pay to help offset your carbon emissions by planting and protecting native forests when you buy a new policy3.
We believe businesses should be a force for good. That’s why we donate a portion of our revenue for the planet and are Australasia’s only B-Corp Certified insurance company.